With participation from major banking institutions, PayLOK is a complete banking services system that can be used to facilitate sales & purchases. This innovative system combines the stability of insured banking with the convenience of electronic money wiring to create a complete payment process.

Invoicing and services to verify and process sales transactions, protecting merchants from fraud and credit card chargebacks for domestic and international transactions. Guards buyers’ personal information and ensures that merchants are verified and secure.

sellers

Taking the first step toward protecting your business
is a click or a phone call away.

PayLOK is a unique invoicing and shopping services platform that allows sellers to verify buyers' information and guarantees credit card payment and other forms of payment in order to minimize risk of payment loss. The buyer's information is entered into the PayLOK system, which uses risk-assessment software to complete a series of screening checks to validate buyers' identity, check payment history and analyze spending patterns.

buyers

PayLOK protects buyers by guarding their personal information. Buyers enter their identification information into the PayLOK system instead of giving it directly to an unknown merchant, and PayLOK verifies that information and notifies the merchant that payment was received.

PayLOK also protects buyers when goods are purchased through our system, as all PayLOK merchants are held to the standards of operation of the Better Business Bureau.